Arizona

State Payday Loan Law Information

Payday loans in Arizona are restricted to amounts of at least $50 but not more than $500. There is a minimum of 5 days duration for a payday loan. The finance rate on the loan is 15% of the loan amount.

The state permits only one outstanding loan at a time with three extensions or rollovers. There is no requirement for a cooling off period.

The collection fees on a NSF check are $25 plus the actual charges assessed by the financial institution. The state prohibits criminal action.

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