Florida

State Payday Loan Law Information

Payday loans in Florida are restricted to amounts equal to or less than $500. The maximum term of any loan is 7-31 days. The maximum finance rate and fees may not exceed 10 percent plus a verification fee.

The maximum number of outstanding loans at one time is one. There are no rollovers permitted. A cooling off period of 24 hours is required along with a repayment plan.

Collections fees are restricted to any charges imposed on the lender by any financial institution. Criminal action is prohibited.

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Tallahassee, FL

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Seattle, WA