Idaho

State Payday Loan Law Information

Payday loans in Idaho are restricted to amounts equal to or less than $1000. The maximum term of any loan is unspecified. The maximum finance rate and fees are also unspecified.

There are unspecified restrictions on the maximum number of outstanding loans at one time; however there is a $1000 aggregate for loans outstanding to all licensees.

Three rollovers or renewals are permitted. The collections fee of $20 on NSF checks plus 12% interest per annum on unpaid amounts if the amount is disclosed. Criminal action is prohibited.

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