Montana

State Payday Loan Law Information

Payday loans in Montana are restricted to amounts equal to or less than $300. The maximum term of any loan is 31 days. The maximum finance rate and fees equals 25%.

Two outstanding loans at one time are permitted. No rollovers, renewals, repayments, or refinances, are permitted. A cooling off period and repayment plan is unspecified.

Collection fees are limited to one $30 NSF fee, court costs, and reasonable attorney’s fees if they are included in the contract. Criminal action is prohibited.

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