New Hampshire

State Payday Loan Law Information

Payday loans in New Hampshire are restricted to amounts equal to or less than $500. The maximum term of any loan is 7-30 days. The maximum finance rate and fees is 36% annual interest.

The maximum number of outstanding loans at one time is limited to one. No rollovers are permitted. The outstanding loan cannot be refinanced, renewed, or extended. Borrowers may renew to obtain additional cash but the loan must be paid in full from proceeds of a new loan with all information disclosed.

There is a cooling off period of 60 days. There are no specified repayment plans or collection fees. Criminal action is prohibited.

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