Oregon

State Payday Loan Law Information

Payday loans in Oregon are not restricted to certain amounts. The maximum term of any loan is 31 days. The maximum finance rate and fees are 36% annual percentage rate interest plus $10 per $100 up to a total of $30.

One loan is the maximum number of outstanding loans at one time. Two renewals are permitted. There is no repayment plan specified.

One $20 NSF fee plus additional bank charges is permitted as collection fees. Criminal action is not specified.

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