South Carolina

State Payday Loan Law Information

Payday loans in South Carolina are restricted to amounts equal to or less than $300. The maximum term of any loan is 31 days. The maximum finance rate and fees are 15%.

The maximum number of outstanding loans at one time is not specified. Also not specified is the cooling off period and repayment plan. No rollovers are permitted.

Collection fees are limited to the actual NSF charge up to $10. Criminal action is prohibited.

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